One key to a successful relationship between a real estate agent and their client is that in addition to representing your interests competently, they educate you about the process as it unfolds. So don’t simply look for property on the web – look for a real estate agent that informs you about the process.
Bill is involved in the entire process when you purchase a home through him. Bill will assist you in gaining a clear understanding of the entire home buying process and will work with you to understand your criteria and special needs. Bill will provide valuable information regarding location, community, Sanford area schools and builders to help make your home buying experience informed and pleasurable. As a homebuyer, you have the right to have a professional real estate agent represent you and serve your best interest.
Before you begin going out to look at homes in Sanford to purchase, you need to be pre-qualified or pre-approved. An offer to purchase and contract carries more weight when you have a letter of pre-approval.
Pre-qualified: You qualify for a specific loan amount based on a review of your income and debt ratio.
Pre-approved: In addition to a review of your income and debt ratio, your credit report will be ordered and considered in qualifying for a specific loan amount.
Selecting a Lender:
There are many lenders available offering an endless number of loan options. Bill is highly knowledgeable and, upon request, can provide suggestions to assist you in this process. You will want to determine how much you can afford to borrow based on your personal financial situation. Mortgage bankers and brokers will likely ask you to document your income and debt.
Finding Your New Home In the Sanford Area:
When you purchase a home in Sanford through Bill, you can expect him to listen to your specific criteria and special needs to help you select the perfect home for you and your family. Community knowledge should be important to you because you are not just buying a house. You are buying a home in a local neighborhood in a specific community. Bill is knowledgeable about the many neighborhoods in the Sanford/Lee county area. Bill will schedule appointments for touring local homes and personally take you to each one.
Buying Your New Home In The Sanford Area:
Once you have found the perfect home for you and your family, Bill and you will review any and all aspects of the property and decide what you would like to offer for the home. Bill will help you prepare an offer to purchase and contract, including any appropriate addenda. Your offer must be accompanied by earnest money, which is considered a deposit made in good faith to show that you are serious about purchasing this particular home. Bill will present your offer immediately. Once you have agreement on all the terms of your contract, you will be ready for the final steps.
Bill will recommend several different types of inspections for your protection. Bill will guide you through any and all inspections to protect your interests.
Your lender will order an appraisal as part of the loan process.
As the new homebuyer, you are entitled to a walk through 24 hours in advance of your closing. This is where you ensure that the home is in the same or better condition then when you originally contracted on it. This also provides the opportunity to verify that all requested repairs have been made.
The real estate closing attorney that you selected in the Sanford area will review the final numbers with you prior to the closing with the help of Bill. You will sign the necessary paperwork that is provided to your attorney by your mortgage lender.
Congratulations On Your New Home In Sanford!
You now have the keys to your new home and you can move in!
After closing Bill will always be available. If you ever need help or assistance with another real estate situation in the future Bill will gladly help you.